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Alternative investing. Simplified.

Percent unlocks exclusive private credit investments for your portfolio. Our platform is powering the future of private markets, making it easier to find and invest in alternative investments than ever before.

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Why private credit?

Private credit is a $7 trillion asset class of debt financing. It can provide investors with higher-yielding, uncorrelated, and shorter-term returns:

  •  
  • Lower Volatility
  • Asset Class Diversification
  • Investment Horizon
  • Surveillance &
    Data Availability
  • Percent Private Credit*
  • Lower Volatility
  • Asset Class Diversification
  • Investment Horizon As little as 1 month
  • Surveillance & Data Availability
  • Commercial Real-Estate
  • Lower Volatility
  • Asset Class Diversification
  • Investment Horizon Years
  • Surveillance & Data Availability
  • Stock Market
  • Lower Volatility
  • Asset Class Diversification
  • Investment Horizon Varies
  • Surveillance & Data Availability
  • Farmland
  • Lower Volatility
  • Asset Class Diversification
  • Investment Horizon Years
  • Surveillance & Data Availability
  • Collectibles & Art
  • Lower Volatility
  • Asset Class Diversification
  • Investment Horizon Varies
  • Surveillance & Data Availability
  • High Yield Bonds
  • Lower Volatility
  • Asset Class Diversification
  • Investment Horizon Varies
  • Surveillance & Data Availability

* Percent asset-based notes

Is it time to reconsider the 60/40 portfolio?

Many experts now recommend allocating up to 20% of your portfolio to private credit.

Read our detailed report >

Returns on your timeline

Choose transactions with returns and timeframes that match your objectives. You can earn up to 20% annualized returns with investments that mature in as little as one month or as long as several years.

Diversification by design

Our standardized offerings provide exposure to a wide variety of asset classes and geographies. From small business lending in Latin America to litigation finance in the United States, Percent makes it simple to add the power of alternatives to your portfolio.

Transparency at every turn

See detailed market data for each company and every deal. Use our proprietary technology to compare deals before you invest, then track their performance after they close.

Start investing with Percent

Get up to $500 when you make your first investment today.

Real Results for Real Investors

Since 2018, thousands of investors have trusted Percent. We provide exposure to alternative investments with private credit offerings that deliver largely uncorrelated returns for your portfolio.

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$790M Amount Funded 406 Funded Offerings 12.68% Historical Weighted Average APY 1.95% Default Rate

Recent Deals

Consumer Loans

Residential Mortgage

Close Date 02/28/2023 Amount $223K Term 9 Months 10% APY
Corporate Loan

Logistics Technology

Close Date 02/28/2023 Amount $600K Term 9 Months 14.5% APY
Corporate Loan

Automated Teller Machines

Close Date 02/28/2023 Amount $1.5M Term 12 Months 19% APY
Consumer Loans

Unsecured credit lines

Close Date 02/28/2023 Amount $2M Term 9 Months 15.25% APY

What Our Investors Are Saying

Percent has been the best addition to my portfolio in a while. The ability to select from pre-vetted high-yield opportunities is not something I’ve found elsewhere. Jonathan C. Investor since 2022
Percent’s platform provides me unparalleled access to both short-term and long-term high-interest, collateralized, and monitored deals that are structured to help protect me from downside risks. With Percent, I am now able to access and select from multiple deals (many with only a $500 minimum) which were previously only obtainable by investment banks or private equity firms. As the platform grows, new investment opportunities are continuously added, enabling me to have more choices and even greater diversification. Jason E. CPA & Certified Fraud Specialist, Investor since 2022
Percent gives me easy access to a wide range of private credit investment opportunities that have been highly vetted by their Capital Markets and Due Diligence team, along with thorough due diligence, surveillance and performance reports, to help me make the best decisions for my portfolio. And they are one of the only platforms I’ve dealt with that have real people on the other end of their customer service line. Talking to a human being regarding my portfolio and investments is instrumental in this digital world we live in. Daniel C. Investment Professional
Percent fits my investing strategy perfectly. Not only can I diversify my portfolio with a shorter duration alternative investment like private credit, I can further diversify across multiple asset classes within private credit from small and medium sized business financing and merchant cash advances to venture debt. And their yields are well above average, which in today’s market is hard to find. Drew M. Investor since 2019
When we opened our account with Percent, we didn't know how much we would be investing on the platform. We have been very pleased with the opportunities and returns offered and have increased our investments on Percent this year. Tom L. Investor since 2021

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