The process is simple to get started, but we want to make sure you know exactly what to expect.
You’ll need a state ID or passport for identity verification purposes.Sign Up
Learn what it means to invest with Percent. From first-time investors to market mainstays, we have all the resources you need to start investing today.
Investing on Percent is simple and intuitive for investors at any level.Sign Up
Sign up for a Percent account, verify your identity, and fund your account to start investing.
You will receive notifications to join one of our Dutch auctions or invest in a note directly.
Invest again in the next note or simply withdraw your principal and interest into your account.
We understand you may have some questions, and we want to make sure you have all the information you need before you decide to invest.
Below you can find some valuable resources you may find useful once you invest in an offering on our platform.
Percent is currently only accepting accredited investors. In the long term, our mission is to expand opportunities to a wider investor base.
Yes, your funds are held at an FDIC-insured bank. Funds deposited with Percent are insured up to $250,000, the maximum amount allowed by law.
Currently, Percent is offering short-term debt investments with competitive risk-adjusted returns. All offerings are securities exempt from SEC-registration under Regulation D, adhering to Rule 506(c). Returns are based on the performance of underlying assets such as factored invoices, and merchant cash advances that are selectively sourced through our originator partner network.
A smart contract is a codified agreement between two parties that substitutes the need for intermediaries to record, validate, and in some cases, execute the agreement. Smart contracts create an added layer of transparency and efficiency to make transactions automated and traceable.
Percent was incorporated in June of 2018. We launched publicly at the end of June of 2019. Until early 2021, we were known by our former name, Cadence. We became Percent in 2021.