Get started with Percent

Learn what it means to invest with Percent. From first-time investors to market mainstays, we have all the resources you need to start investing today.

How Percent works

Investing on Percent is simple and intuitive for investors at any level.

Sign Up

Create your account

Sign up for a Percent account, verify your identity, and fund your account to start investing.

Invest

You will receive notifications to join one of our Dutch auctions or invest in a note directly.

Rollover or redeem

Invest again in the next note or simply withdraw your principal and interest into your account.

Create your account

Sign up for a Percent account, verify your identity, and fund your account to start investing.

Invest

You will receive notifications to join one of our Dutch auctions or invest in a note directly.

Rollover or redeem

Invest again in the next note or simply withdraw your principal and interest into your account.

Make your first investment on Percent

Account setup

The process is simple to get started, but we want to make sure you know exactly what to expect.

You’ll need a state ID or passport for identity verification purposes.

Sign Up

Verify your identity and accreditation

Fund your account

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Did you know?

More than 85% of our investors have participated in more than one offering.

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Did you know?

Since launching our Dutch auction in 2020, we've received over 15,000 auction bids.

After you invest

Below you can find some valuable resources you may find useful once you invest in an offering on our platform.

Stay informed about our originators with our surveillance reports

Deal matured or called. Ready to rollover?

Check out our Insights page for the latest updates

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Did you know?

Our capital markets team provides weekly audio updates available on the platform of your choice.

FAQ

Percent is currently only accepting accredited investors. In the long term, our mission is to expand opportunities to a wider investor base.

Yes, your funds are held at an FDIC-insured bank. Funds deposited with Percent are insured up to $250,000, the maximum amount allowed by law.

Currently, Percent is offering short-term debt investments with competitive risk-adjusted returns. All offerings are securities exempt from SEC-registration under Regulation D, adhering to Rule 506(c). Returns are based on the performance of underlying assets such as factored invoices, and merchant cash advances that are selectively sourced through our originator partner network.

A smart contract is a codified agreement between two parties that substitutes the need for intermediaries to record, validate, and in some cases, execute the agreement. Smart contracts create an added layer of transparency and efficiency to make transactions automated and traceable.

Percent was incorporated in June of 2018. We launched publicly at the end of June of 2019. Until early 2021, we were known by our former name, Cadence. We became Percent in 2021.

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