% Percent Closes Oversubscribed, Nearly $30M Series B Funding to Meet Industry Demand
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High yield returns. Even in volatile markets

Easily find, compare, and invest in exclusive private credit deals. Diversify and grow your portfolio with up to 20% APY from inflation- and recession-resilient assets.

Since 2018, thousands of investors have trusted Percent as their source for private credit investing.

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$500 Minimum
9 months Average Term
Close Date: In 3 Days 96% Funded
12.68% Historical Weighted
Average APY
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Unlock value with private credit

Private credit is an alternative asset class that can offer higher yield, shorter duration investments largely uncorrelated to the stock market. That’s why institutional investors are flocking to this $7 trillion asset class of debt financing.

Now, Percent gives accredited retail investors these opportunities too.

Learn More About Private Credit

Different Asset Class Types

  Percent Private Credit* Commercial Real Estate Stock Market Farmland Collectibles & Art High Yield Bonds
Lower Volatility
Investment Horizon As little as 1 month Years Varies Years Varies Varies
Surveillance & Data Availability

* Percent asset-based notes

Protect yourself against volatility with diversification

Research from leading investment firms suggests adding alternative investments like private credit could improve portfolio returns and volatility.

Portfolio data shows better returns from 40/30/30

In two years’ time, portfolios containing more diversity showed a 2.6% higher return than portfolios maintaining a 60/40 mix, as well as lower overall volatility by over 3%.

Diversify Your Portfolio

Is it time to reconsider the 60/40 Portfolio?

Many experts recommend allocating up to 20% of your portfolio to private credit.

Read our detailed report >

Finding the right opportunity is hard.
We make it easier.

Percent’s innovative marketplace connects investors with corporate borrowers, simplifying investment and portfolio management.

Returns on your timeline.

Earn up to 20% APY with investments that can mature in as little as one month or as long as a few years. With shorter duration investments, you can redeploy your capital in a rising rate environment.

Invest on your terms.

Specify your desired yield and minimum investment amount during syndication. Only invest if your parameters are met.

Diversification by design.

Gain exposure to different asset classes and geographies with individual deals, or use Blended Notes to quickly achieve broad diversification.

Transparency at every turn.

With our proprietary technology, see and compare available deals up front. Access comprehensive borrower, deal and market data. Then, track performance and use surveillance reports to keep informed at every step.

Percent is the only platform focused exclusively on bringing private credit to retail accredited and institutional investors.

View Available Deals

Recent Offerings


SMB Financing APY 12.50-14.50% Amount $2.025M Term 9 Months Close Date 5/22/2023 View Deal

Percent Blended Note

Diversified APY Variable% Amount $500K Term 36 Months Close Date 5/17/2023 View Deal


Consumer Loans APY 15.00-17.00% Amount $1M Term 9 Months Close Date 5/16/2023 View

The Smarter Merchant

SMB Financing APY 16.00-17.00% Amount $1.25M Term 8 Months Close Date 5/11/2023 View Deal

Wall Street Funding

SMB Advances APY 19.00% Amount $20.005M Term 9 Months Close Date 5/09/2023 View Deal


Software APY 25.00% Amount $3.8M Term 9 Months Close Date 4/26/2023 View Deal

Make your first investment and get up to $500.

Get up to $500 in your Percent account after your first investment.

What Our Investors Are Saying

Percent has been the best addition to my portfolio in a while. The ability to select from pre-vetted high-yield opportunities is not something I’ve found elsewhere.
Jonathan C. Investor since 2022

With Percent, I am now able to access and select from multiple deals (many with only a $500 minimum) which were previously only obtainable by investment banks or private equity firms.
Jason E. CPA & Certified Fraud Specialist, Investor since 2021

They are one of the only platforms I’ve dealt with that have real people on the other end of their customer service line. Talking to a human being regarding my portfolio and investments is instrumental in this digital world we live in.
Daniel C. Investment Professional

Percent fits my investing strategy perfectly. Not only can I diversify my portfolio with a shorter duration alternative investment like private credit, I can further diversify across multiple asset classes.
Drew M. Investor since 2019

When we opened our account with Percent, we didn't know how much we would be investing on the platform. We have been very pleased with the opportunities and returns offered and have increased our investments on Percent this year.
Tom L. Investor since 2021

A diverse, $7T asset class

Private credit transactions include debt financing and privately negotiated loans.

Borrowers include small businesses and startups without access to the public markets. Private transactions finance their operations and growth, and are often backed by assets, loan portfolios or corporate debt.

Learn More >


Higher rates from borrowers who need liquidity.


Large institutional investors and financial advisors are increasing their allocations to alternatives.


Asset-backed deals can offer predictable, stable income.

Recession- & inflation-resilient

Low correlation and strong historical track record.

Become an investor today.

Get exclusive access to private credit investments the Percent way.