Regardless of whether you held stocks or bonds, 2022 was a bad year for public markets. The S&P fell 20% year over year while U.S. bond investors had the worst-ever year on record. After a year of taking losses, it’s time to evaluate asset allocation.
When the ‘tried-and-true’ 60/40 portfolio no longer delivers returns, where can investors find growth? Private credit offers an alternative. Because these deals are privately negotiated, non-bank loans, they can command much higher interest rates and offer uncorrelated returns vs. traditional assets.
Thankfully, private credit deals are now easier to find and compare than ever before. Percent private credit marketplace provides accredited and institutional investors with access to a wealth of high yield, short duration offerings available with a low minimum investment.
Curious to learn more? Download our latest analysis to learn why allocating a portion of your portfolio to private credit offers an alternate path to growth, particularly in challenging markets.