Account setup
The process is simple to get started, but we want to make sure you know exactly what to expect.
You’ll need a state ID or passport for identity verification purposes.
Sign UpGet started with Percent
Learn what it means to invest with Percent. From first-time investors to market mainstays, we have all the resources you need to start investing today.
Create your account
Sign up for a Percent account, verify your identity, and fund your account to start investing.
Invest
Request an investment by setting your desired investment amount and preferred APY. Your request will be filled as best as possible.
Rollover or redeem
Invest again in the next note or simply withdraw your principal and interest into your account.
Create your account
Sign up for a Percent account, verify your identity, and fund your account to start investing.
Invest
Request an investment by setting your desired investment amount and preferred APY. Your request will be filled as best as possible.
Rollover or redeem
Invest again in the next note or simply withdraw your principal and interest into your account.
Make your first investment on Percent
Did you know?
More than 89% of our investors have participated in more than one deal.
Before you invest
We understand you may have some questions, and we want to make sure you have all the information you need before you decide to invest.
Take a look at the various asset classes currently on our platform
Did you know?
Since launching Percent, investors earned an average historical weighted average APY of 14.19%.
After you invest
Below you can find some valuable resources you may find useful once you invest in an offering on our platform.
Stay informed about our borrowers with our surveillance reports
FAQ
Percent is currently only accepting accredited investors. In the long term, our mission is to expand opportunities to a wider investor base.
Yes, your funds are held at an FDIC-insured bank. Funds deposited with Percent are insured up to $250,000, the maximum amount allowed by law.
Currently, Percent is offering short-term debt investments with competitive risk-adjusted returns. All offerings are securities exempt from SEC-registration under Regulation D, adhering to Rule 506( c ). Returns are based on the performance of underlying assets such as factored invoices, and merchant cash advances that are selectively sourced through our borrower partner network.
Percent was incorporated in June of 2018. We launched publicly at the end of June of 2019. Until early 2021, we were known by our former name, Cadence. We became Percent in 2021.
As of December 19, 2024, you earn 1.15% interest rate on idle cash in your Percent account.