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Alternative investing. Simplified.

Percent unlocks exclusive private credit investments for your portfolio. Access select alternative investments on the platform powering the future of private markets.

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Returns on your timeline

Earn up to 20% annualized returns with investments based on your unique objectives. Investments mature in as little as one month or as long as several years.

Diversification by design

Our standardized offerings provide investors with exposure across a variety of asset classes and geographies. From small business lending in Latin America to litigation finance in the United States, Percent empowers you to invest your way.

Transparency at every turn

Our proprietary technology gives you access to a wealth of market data on every company and every deal. Compare deals before you invest and track their performance after they close.

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Get up to $500 when you make your first investment today.

Investment Opportunities

SMB Financing

Misc. Small Businesses

Close Date 01/14/2023 Amount $11M Term 9 Months 17% APY
SMB Financing

Specialty SMB Finance

Close Date 01/9/2023 Amount $2M Term 9 Months 17% APY
SMB Financing

Misc. Small Businesses

Close Date 01/7/2023 Amount $1.5M Term 9 Months 14% APY
SMB Financing

Misc. small businesses

Close Date 01/5/2023 Amount $4.6M Term 14 Months 15% APY

Our proven track record

Since 2018, thousands of investors have trusted Percent to gain exposure to alternative investments. See how our private credit offerings deliver largely uncorrelated returns for your portfolio.

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$774M Amount Funded 398 Funded Offerings 14.16% Weighted Average APY 1.79% Default Rate

What Our Investors Are Saying

Percent’s platform provides me unparalleled access to both short-term and long-term high-interest, collateralized, and monitored deals that are structured to help protect me from downside risks. With Percent, I am now able to access and select from multiple deals (many with only a $500 minimum) which were previously only obtainable by investment banks or private equity firms. As the platform grows, new investment opportunities are continuously added, enabling me to have more choices and even greater diversification. Jason E. CPA & Certified Fraud Specialist, Investor since 2022
Percent gives me easy access to a wide range of private credit investment opportunities that have been highly vetted by their Capital Markets and Due Diligence team, along with thorough due diligence, surveillance and performance reports, to help me make the best decisions for my portfolio. And they are one of the only platforms I’ve dealt with that have real people on the other end of their customer service line. Talking to a human being regarding my portfolio and investments is instrumental in this digital world we live in. Daniel C. Investment Professional
Percent fits my investing strategy perfectly. Not only can I diversify my portfolio with a shorter duration alternative investment like private credit, I can further diversify across multiple asset classes within private credit from small and medium sized business financing and merchant cash advances to venture debt. And their yields are well above average, which in today’s market is hard to find. Drew M. Investor since 2019
When we opened our account with Percent, we didn't know how much we would be investing on the platform. We have been very pleased with the opportunities and returns offered and have increased our investments on Percent this year. Tom L. Investor since 2021

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Get exclusive access to private credit investments the Percent way.