Easily find, compare, and invest in exclusive private credit deals. Diversify and grow your portfolio with up as much as 20% APY or more from inflation- and recession-resilient assets.
Since 2018, thousands of investors have trusted Percent as their source for private credit investing.
Private credit is an alternative asset class that can offer higher yield, shorter duration investments largely uncorrelated to the stock market. That’s why institutional investors are flocking to private credit and the $7 trillion private capital market.
Now, Percent gives accredited retail investors these opportunities too.
Diversification can protect against volatility and improve returns
Industry research shows better returns from a 40/30/30 portfolio, with 30% allocated to alternatives like private credit.
Over a two year period, more diversified portfolios showed a 2.6% higher return rate than the traditional 60/40 equity/fixed income mix, with overall volatility lowered by more than 3%.
Finding the right opportunity is hard. We make it easier.
Percent’s innovative marketplace connects investors with corporate borrowers, simplifying investment and portfolio management.
Returns on your timeline.
Earn as much as 20% APY or more with investments that can mature in as little as one month or as long as a few years. With shorter duration investments, you can redeploy your capital in a rising rate environment.
Invest on your terms.
Specify your desired yield and minimum investment amount during syndication. Only invest if your parameters are met. Low fees apply only to interest.
Diversification by design.
Gain exposure to different asset classes and geographies with individual deals, or use Blended Notes to quickly achieve broad diversification.
Transparency at every turn.
With our proprietary technology, see and compare available deals up front. Access comprehensive borrower, deal and market data. Then, track performance and use surveillance reports to keep informed at every step.
A recurring income stream
Receive steady cash flow – often monthly – as well as yield. Percent investments generate passive income throughout the lifetime of the deal.
Expert support from investment professionals
Our knowledgeable Investor Relations team is available to answer your questions – just call or email us. Investors tell us that our white glove service sets Percent apart from other online investment platforms.
Percent is the only platform focused exclusively on bringing private credit to retail accredited and institutional investors.
Percent has been the best addition to my portfolio in a while. The ability to select from pre-vetted high-yield opportunities is not something I’ve found elsewhere. Jonathan C.Investor since 2022
With Percent, I am now able to access and select from multiple deals (many with only a $500 minimum) which were previously only obtainable by investment banks or private equity firms. Jason E.CPA & Certified Fraud Specialist, Investor since 2021
They are one of the only platforms I’ve dealt with that have real people on the other end of their customer service line. Talking to a human being regarding my portfolio and investments is instrumental in this digital world we live in. Daniel C.Investment Professional
Percent fits my investing strategy perfectly. Not only can I diversify my portfolio with a shorter duration alternative investment like private credit, I can further diversify across multiple asset classes. Drew M.Investor since 2019
When we opened our account with Percent, we didn't know how much we would be investing on the platform. We have been very pleased with the opportunities and returns offered and have increased our investments on Percent this year. Tom L.Investor since 2021
A diverse, multi-trillion-dollar asset class
Private credit transactions include debt financing and privately negotiated loans.
Borrowers include small businesses and startups without access to the public markets. Private transactions finance their operations and growth, and are often backed by assets, loan portfolios or corporate debt.
