Looking beyond stocks and fixed income - why private markets
Are you putting artificial limits on your portfolio?
Private credit. Simplified.
Join thousands of investors who have funded over $1 billion in deals on Percent. Start your journey in private credit investments today.
- Potential for up to 20% annualized returns.
- Diversification through an asset that can be less tied to public market fluctuations.
- Timelines that fit your investment horizons with deals maturing from 6-36 months.
New Investor Bonus: Earn up to $500 after making your first investment*
Sign Up For Free
$500
Minimum
Investment
Investment
17.91%
Current Weighted Average APY
Featured In |
Unlock Value with Private Credit
Private credit is an alternative asset class that may offer higher yields and shorter duration investments that are largely uncorrelated to the stock market. That’s why institutional investors are increasingly allocating to the $3.14 trillion sector.
Now, Percent gives accredited investors these opportunities too.
Learn More About Private CreditDifferent Asset Class Types
| Percent Private Credit* | Commercial Real Estate | Stock Market | Farmland | Collectibles & Art | High Yield Bonds | |
|---|---|---|---|---|---|---|
| Lower Volatility |  |
 |
|
|
|
|
| Diversification | |
|
|
|
|
|
| Investment Horizon | As little as 3 months | Years | Varies | Years | Varies | Varies |
| Surveillance & Data Availability | |
|
|
|
|
|
Scroll to see comparison
* Percent asset-based notes
For Accredited Investors: Percent is an investment platform exclusively for accredited investors. To explore our offerings, you must meet specific income or net worth thresholds established by regulators. Learn more about accredited investor status. All investments involve risk, including the loss of principal. Private credit investments carry specific risks. Review offering documents carefully before investing.
Survey Says: Investment Strategies Are Shifting Towards Private Credit
A Bloomberg survey reveals that many institutions now prefer private credit over bonds to hedge against economic downturns.
Why? T. Rowe Price data suggests that allocating 10% to private credit historically reduces volatility and improves risk-adjusted returns.
But this ‘safe-haven’ asset class isn’t just for Blackstone, KKR, and Morgan Stanley-now, everyday investors can diversify with private credit using Percent.
Diversify Your Portfolio
Finding the right opportunity is hard.
We make it easier.
Percent’s innovative marketplace connects investors with corporate borrowers, simplifying investment and portfolio management.
Investments matching your time horizon.
Private credit can be a short- or long-term strategy. Potentially earn 12$+ APY with investments that can mature in as little as three months or as long as a few years. With shorter-duration investments, you can redeploy your capital in a rising-rate environment.
Invest on your terms.
Specify your desired yield and minimum investment amount during syndication. Only invest if your parameters are met. Low fees apply only to interest.
Diversification by design.
Gain exposure to different asset classes and geographies with individual deals, or use Blended Notes to quickly achieve broad diversification.
Transparency at every turn.
With our proprietary technology, see and compare available deals upfront. Access comprehensive borrower, deal, and market data. Then, track performance and use surveillance reports to keep informed at every step.
A recurring income stream.
Deals on Percent’s marketplace generally offer monthly income potential. These investments generate passive income throughout the lifetime of the deal.
Expert support from investment professionals.
Our knowledgeable Investor Relations team is available to answer your questions – just call or email us. Investors tell us that our white glove service sets Percent apart from other online investment platforms.
Percent is the leading platform focused on bringing private credit to both accredited and institutional investors.
Recently Launched
Iron Horse Credit
Other APY 15.00% - 16.00% Amount $1M Term 12 months Close Date 11/25/2024 View Deal
ICM Partners Holdings
Other APY 18.00 - 19.50% Amount $1M Term 24 Months Close Date 11/26/2024 View Deal
Garvy International
Other APY 12.00% - 14.00% Amount $500K Term 7 Months Close Date 11/29/2024 View DealMake your first investment and get up to $500.
Get up to $500 in your Percent account after your first investment.
What Our Investors Are Saying
Quotes are from real Percent investors who were not compensated for their testimonials. Individual results may vary and past performance does not guarantee future results.
A diverse, multi-trillion-dollar asset class
Private credit transactions include debt financing and privately negotiated loans.
Borrowers include small businesses and startups without access to the public markets. Private transactions finance their operations and growth, and are often backed by assets or loan portfolios.
Learn More
Potentially Competitive Yields
Private credit deals often feature higher rates from borrowers who need liquidity.
Growing
Large institutional investors and financial advisors are increasing their allocations to alternatives.
Income-Generating
Asset-based offer the potential for regular income.
Historically Resilient
Private credit deals have historically exhibited lower correlation to traditional markets.
Become an investor today.
Discover curated private credit investment opportunities with Percent.