Uncorrelated Assets in Times of Volatility & High Rates: Expert Insights

Who We Are

Percent is a pioneering fintech platform that modernizes the private credit market. We connect accredited investors with potentially high-yield, short-duration investment opportunities in private credit, providing a streamlined and transparent investment process. With our proprietary technology, we offer streamlined access to diversified private credit deals.

Why Private Credit?

Private credit offers a compelling alternative to traditional fixed-income investments, providing:

• CompetitiveYields: Benefit from potentially higher returns compared to traditional fixed-income products.
• Diversification: Reduce portfolio volatility with investments generally uncorrelated to public markets.
• Transparency: Access detailed performance data and deal specifics to make informed investment decisions.

Frequently Asked Questions

Q: What are uncorrelated assets?
Uncorrelated assets are investments that tend to perform independently of the stock market. This means that when the stock market goes up or down, uncorrelated assets may not move in the same direction or at the same magnitude. This lack of correlation can help diversify your portfolio and reduce overall risk. Private credit is often considered an uncorrelated asset because its performance is primarily tied to the creditworthiness of the borrower and the underlying loan terms, rather than broader market fluctuations.

Q: Who can invest in private credit through Percent?
Percent is designed for accredited investors, which typically includes individuals with a net worth exceeding $1 million (excluding the value of their primary residence) or those with an annual income over $200,000 ($300,000 with a spouse) in the last two years with the expectation of the same for the current year.

Q: What is private credit and how does it differ from traditional credit?
Private credit refers to non-bank lending that includes various types of loans such as small business loans, consumer loans, and litigation finance. Unlike traditional credit, private credit is typically issued by private entities and is not traded on public markets, offering unique opportunities for higher yields and diversification.

Q: How can I get started with investing on Percent’s platform?
Getting started with Percent is easy. Simply create a free account, explore our open deals, and choose the investment opportunities that best align with your financial goals and risk tolerance, with an initial investment as low as $500.

Q: How does Percent differ from other alternative investment platforms?
Percent focuses exclusively on private credit, allowing us to provide deep expertise and a wide range of specialized lending opportunities. Our platform is built for transparency, with detailed asset-level reporting and an investor-friendly interface for information review and due diligence. We also offer education and insights to help investors make informed decisions.

Visit our full FAQ page for more details.