Percent Partners with a Guadalajara-Based Invoice Factoring Company to Bring Mexican Invoice Factoring to U.S. Investors
Inaugural transaction with tech-enabled lender deepens platform’s diverse private credit offerings
NEW YORK, NY – November 19, 2025 – Percent, the leading private credit investment platform, is pleased to announce the successful closing of its inaugural transaction with a Guadalajara-based invoice factoring company. The $785,000 senior secured note offering, which closed on October 30, 2025, represents the inaugural transaction in a strategic funding program with the company that deepens Percent's footprint in the Latin American private credit market and provides U.S. accredited investors with access to a diversified portfolio of receivables backed by multinational corporate buyers.
The company provides working capital to small and medium-sized Mexican suppliers by advancing funds against outstanding invoices from large multinational corporate buyers. Since its founding in 2021, it has funded over $7.5 million in receivables across more than 500 transactions. The company has maintained a 0.0% default rate from mid-2022 through mid-2025, demonstrating the quality of its underwriting process and the credit strength of its underlying obligors.
"We are thrilled to welcome this company to the Percent marketplace. Their tech-forward approach to underwriting and their ability to service high-quality assets in the Mexican market represents exactly the kind of innovation and diversification we strive to offer our investors. This successful closing demonstrates the continued demand for short-duration, asset-based opportunities that provide yield while supporting the real economy." — Prath Reddy, CFA, President, Percent
The closed transaction featured a 15.50% coupon rate with a 9-month term and 25% overcollateralization, offering structural credit enhancements designed to protect investor capital. The company differentiates itself through AI-powered underwriting that integrates directly with Mexico's tax authority (SAT) to verify invoice authenticity and analyze transactional data between buyers and suppliers.
This partnership represents Percent's ongoing commitment to democratizing access to institutional-quality private credit investments while expanding the geographic and sectoral diversity of opportunities available to accredited investors. As this partnership develops, Percent looks forward to bringing additional high-quality opportunities from this program to the platform.
About Percent
Percent is the premiere private credit investment platform providing accredited investors, borrowers, and managers with technology to transact efficiently in private markets. Founded in 2018, the New York-based fintech and FINRA-registered broker-dealer has facilitated over $2 billion in transaction volume across asset-based securities and secured corporate loans. Backed by SIG Susquehanna, White Star Capital, and B Capital Group, Percent is building the infrastructure for modern private credit markets. Learn more at www.percent.com.