Percent’s investment products are available to accredited investors — a regulatory classification based on income, net worth, or a professional license. Here’s how to know if that’s you.
Or $300,000 combined with a spouse or partner — for each of the past two years, with the same expected this year.
Excluding the value of your primary home. You can count it individually or jointly with a spouse or partner.
← BackCertain FINRA credentials qualify you as an accredited investor regardless of income or net worth.
← BackCreate a free account to explore every deal on the platform — current and historical. No funding required to look. Fund your account when you’re ready to invest.
↺ Re-take the checkOur current products require accredited investor status under SEC regulations — it’s a legal requirement, not a platform choice. If your situation changes, or if you’d like to hear when we launch products for a broader audience, leave your email.
↺ Re-take the checkThis eligibility check is informational only and does not constitute legal advice or a guarantee of accreditation. Percent verifies accredited status at account opening. Learn more about the SEC’s accredited investor definition →
Twelve months ending March 31, 2026
Asset-backed notes offer clear diversification benefits in investor portfolios and one of the lowest average correlations to other common asset classes.
While public markets repriced sharply on geopolitical shock and AI-driven volatility in Q1, Percent’s ABS deals kept paying scheduled monthly cash flows.
*ABS net return figures reflect the trailing twelve months ending March 31, 2026, calculated as interest payments minus charge-offs on ABS deals, divided by average AUM. Net return after losses: 14.6%; net return after losses and fees: 13.7%. Past performance is not indicative of future results. Investing involves risk, including potential loss of principal.
INTRODUCING PERCENT’S SECONDARY MARKET
Percent's Secondary Market lets you submit buy or sell indications of interest before a deal matures, on the same platform you already use to invest.
EXPLORE THE MARKET
*Historical deals shown for illustrative purposes. Past performance is not indicative of future results. Create an account to view live offerings.
Build your own portfolio, deal by deal. Browse every live offering, run your own diligence, and fund the deals you want directly. Maximum control. Self-directed, no advisory fee.
*Coupon ranges are indicative based on weighted historical issuance. Each deal is offered separately on percent.com — terms vary by borrower and structure. Past performance is not indicative of future results.
A single note that spreads exposure across multiple ABS deals — with a new theme each month. Monthly distributions. Single 1099-INT, no K-1.
**Blended Notes net return range is indicative based on historical themes. Returns reflect coupon income after the 1% annual advisory fee and 10% of coupon fee on underlying deals, net of losses. Individual theme results will vary. Managed by Percent Advisors. Past performance is not indicative of future results.
Institutional-grade private credit portfolios curated to your mandate. Bespoke risk, term, and concentration limits. Three model strategies starting from $50,000, or a fully customized build from $250,000. Percent sources, structures, allocates, and monitors. You set the parameters. White-label option available for RIAs and wealth managers.
When we opened our account with Percent, we didn't know how much we would be investing on the platform. We have been very pleased with the opportunities and returns offered and have increased our investments on Percent this year.
Percent fits my investing strategy perfectly. Not only can I diversify my portfolio with a shorter duration alternative investment like private credit, I can further diversify across multiple asset classes.
They are one of the only platforms l've dealt with that have real people on the other end of their customer service line. Talking to a human being regarding my portfolio and investments is instrumental in this digital world we live in.
With Percent, I am now able to access and select from multiple deals (many with only a $500 minimum) which were previously only obtainable by investment banks or private equity firms.
Percent has been the best addition to my portfolio in a while. The ability to select from pre-vetted high-yield opportunities is not something l've found elsewhere.
Quotes are from real Percent investors who were not compensated for their testimonials. Individual results may vary and past performance does not guarantee future results.
Create a free account to browse every deal on Percent — current and historical. No funding required to look.
