Private credit is an alternative asset class that may offer higher yields and shorter duration investments that are largely uncorrelated to the stock market. That’s why institutional investors are increasingly allocating to the $3.14 trillion sector.
Now, Percent gives accredited investors these opportunities too.
A Bloomberg survey reveals that many institutions now prefer private credit over bonds to hedge against economic downturns.
Why? T. Rowe Price data suggests that allocating 10% to private credit historically reduces volatility and improves risk-adjusted returns.
But this ‘safe-haven’ asset class isn’t just for Blackstone, KKR, and Morgan Stanley-now, everyday investors can diversify with private credit using Percent.
Percent is an investment platform exclusively for accredited investors. To explore our offerings, you must meet specific income or net worth thresholds established by regulators. Learn more about accredited investor status . All investments involve risk, including the loss of principal. Private credit investments carry specific risks. Review offering documents carefully before investing.
Percent’s innovative marketplace connects investors with corporate borrowers, simplifying investment and portfolio management.
Private credit can be a short- or long-term strategy. Potentially earn 12%+ coupon with investments that can mature in as little as three months or as long as a few years. With shorter-duration investments, you can redeploy your capital in a fluctuating-rate environment.
Specify your desired yield and minimum investment amount during syndication. Only invest if your parameters are met. For direct investing, fees apply only to interest earned.
Gain exposure to different asset classes and geographies with individual deals, or use Blended Notes to quickly achieve broad diversification.
With our proprietary technology, see and compare available deals upfront. Access comprehensive borrower, deal, and market data. Then, track performance and use surveillance reports to keep informed at every step.
Deals on Percent’s marketplace generally offer monthly income potential. These investments generate passive income throughout the lifetime of the deal.
Our knowledgeable Investor Relations team is available to answer your questions – just call or email us. Investors tell us that our white glove service sets Percent apart from other online investment platforms.
Get $500 in your Percent account after you make your first investment.
When we opened our account with Percent, we didn't know how much we would be investing on the platform. We have been very pleased with the opportunities and returns offered and have increased our investments on Percent this year.
Percent fits my investing strategy perfectly. Not only can I diversify my portfolio with a shorter duration alternative investment like private credit, I can further diversify across multiple asset classes.
They are one of the only platforms l've dealt with that have real people on the other end of their customer service line. Talking to a human being regarding my portfolio and investments is instrumental in this digital world we live in.
With Percent, I am now able to access and select from multiple deals (many with only a $500 minimum) which were previously only obtainable by investment banks or private equity firms.
Percent has been the best addition to my portfolio in a while. The ability to select from pre-vetted high-yield opportunities is not something l've found elsewhere.
Quotes are from real Percent investors who were not compensated for their testimonials. Individual results may vary and past performance does not guarantee future results.
Private credit transactions include debt financing and privately negotiated loans.
Borrowers include small businesses and startups without access to the public markets. Private transactions finance their operations and growth, and are often backed by assets or loan portfolios.
Private credit deals often feature higher rates from borrowers who need liquidity.
Large institutional investors and financial advisors are increasing their allocations to alternatives.
Asset-based deals offer the potential for regular income.
Private credit deals have historically exhibited lower correlation to traditional markets.
