Private credit investing. Simplified.

Join thousands of investors who have funded over $1 billion in deals on Percent. Start your journey in private credit investments today.

  • Private credit can offer different, potentially higher yields when compared to traditional bonds but is subject to additional risk, including default risk.
  • Diversification through an asset that may be less tied to public market fluctuations.
  • Timelines that may fit your investment horizon with deals maturing from 6-36 months.

Special for Vincent Insiders: $250+ bonus for investing $5,000 within your first 30 days!*

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What exactly is private credit?

Think of private credit as a way to lend money to small businesses and startups – it’s non-bank lending that includes small business and consumer loans, venture debt, and other forms of private debt. Rising rates have the potential to offer private credit investors an attractive yield opportunity. Learn more about private credit.

For Accredited Investors: Percent is an investment platform for accredited investors and institutional investors. To invest in our offerings, you must meet specific income or net worth thresholds established by regulators. Learn more about accredited investor status.

Our Track Record Speaks Volumes

Since 2018, thousands of investors have trusted the Percent Platform to discover attractive private credit investment opportunities. Join us and see how private credit can impact your portfolio. See Percent’s full performance.

 See Available Deals
$1.41B+ Capital Invested 779+ Investment Opportunities 16.43% Current WA Coupon 2.67% Default Rate

Diversify Through Our Marketplace

With our advanced platform, you get a deep dive into every deal. Compare opportunities, understand risks, and track performance with ease. Our deals are curated by Percent’s team and trusted underwriters.

 Explore Diverse Opportunities

Transparency at Every Turn

Our proprietary technology gives you access to a wealth of market data on every company and every deal. Compare deals before you invest and track their performance after they close.

 Dive Into The Details

Short or Long Term Strategy

Whether you’re looking to add private credit for a shorter or longer duration, our deals come with varying terms to help you meet your financial goals.

 Customize Your Returns

Exclusive for Vincent Insiders - Claim Your $250+ Bonus

Enjoy a special offer - Vincent Insiders who invest $5,000 or more within 30 days of
joining qualify for a $250+ bonus.*

Claim My Bonus