Private credit investing. Simplified.

Join thousands of investors and diversify your portfolio with exclusive private credit investments.

  • Earn up to 20% annualized returns
  • Diversify against a volatile stock market with largely uncorrelated returns
  • Get unrivaled liquidity with deals that mature in months, not years
  • Invest now and earn up to $500 just for making your first investment*
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What is private credit?

Private credit is an alternative asset class of privately negotiated loans and debt financing from non-bank lenders. This includes small business and consumer loans, venture debt, and other forms of private debt.

Small businesses, startups, and individuals seek private credit when they cannot access public credit markets.

Our proven track record

Since 2018, thousands of investors have trusted Percent to gain exposure to alternative investments. See how our private credit offerings deliver largely uncorrelated returns for your portfolio.

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$1B+ Amount Funded 541 Funded Offerings 13.45% Weighted Average APY 1.95% Default Rate

Diversification by design

Our standardized offerings provide investors with exposure across a variety of asset classes and geographies. From small business lending in Latin America to litigation finance in the United States, Percent empowers you to invest your way.

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Transparency at every turn

Our proprietary technology gives you access to a wealth of market data on every company and every deal. Compare deals before you invest and track their performance after they close.

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Returns on your timeline

Earn up to 20% annualized returns with investments based on your unique objectives. Investments mature in as little as one month or as long as several years.

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Start investing with Percent.

Get up to $500 when you make your first investment.*