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Understanding Percent’s Historical Default Rate

1.84% This is the historical default rate of all investments on Percent as of December 31, 2022. Out of the 38 past and present borrowers on the Percent platform, four have seen offerings with defaults. At the same time, 98.16% of all principal invested with Percent has either been successfully returned to investors with interest […]

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Generating Returns in the Crypto Winter

Crypto’s Bad Year: As of this writing, the global cryptocurrency market is down over 63%, or around $1.48 trillion dollars since the start of the year. Bitcoin, the dominant crypto asset, alone saw a 64% decrease YTD, as other tokens — Ethereum, stablecoins, and the thousands of “altcoins” —  followed suit. Unlike investments in FTX, […]

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Startup Investing with Guard Rails: Gaining Exposure to Growing Businesses with Venture Debt Investments

Venture Debt is not as popular as venture equity investing, but it can be an effective and impactful asset class in a well-diversified portfolio. Learn the benefits of investing in venture debt and what it could do for your investment strategy. […]

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Private Credit Asset Classes on Percent

Percent is the platform for private credit investments. Yet private credit investments are not a monolith. There are numerous types and sub-types of private credit investments, all with their own unique purposes, offering structures, and more. The Percent platform offers multiple private credit asset classes. Each class is offered by specific borrowers, and all Percent-underwritten […]

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Investing in Venture Debt Gives You Exposure to Fast-Growing Businesses

When private companies and startups raise money, they often do so through venture equity investments. This gives a growing company much-needed funds to build their business in exchange for equity ownership given to venture capital firms. Yet venture equity is not the only way for startups to raise money. These fast-growing private companies can opt […]

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Third-Party Underwriting on Percent

Before Percent launches an investment, our credit team extensively examines our prospective borrower partners. We take extensive care to evaluate potential risks, making this information available and known to prospective investors before such an offering is made live on our platform. When an offering closes on Percent, we continue to monitor the critical parties and […]

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Supporting the Gig Worker Economy: Q&A with Jared Kogan, Co-Founder of Giggle

Giggle, a Miami-based fintech platform, recently joined Percent’s growing roster of financial technology platforms and providers. We sat down with Co-Founder Jared Kogan to talk about this exciting partnership and Giggle’s extensive work in improving the gig economy. Giggle was founded in 2020, as the world closed up yet increased demand from gig workers. How […]

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High Yield Investments the Percent Way

Percent helps accredited investors add private credit investments to their portfolio. These investments typically range from 8% to 20% APY, and often feature durations from a few months to a few years. Investors can see their principal investment returned with interest as the underlying note is repaid. How Percent Investors Accrue Interest: Companies can seek […]

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Watch: Percent Quarterly Investor Webinar — January 2022

Percent recently held the company’s first Quarterly Investor Webinar of 2022 on January 26th. Nelson Chu, Founder & CEO, along with Percent President Prath Reddy, CFA and moderator Jessica Zall (Percent’s Head of Marketing) covered timely updates on our short-term note program and origination partners, including a look back at the previous year. They also […]

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